Terms and Conditions

CosmoGuru Pvt. Ltd (CG) allows you to access its website www.CosmoGuru.com and all the content in them on certain terms and conditions specified below. By accessing or subscribing to any part of these sites, you are explicitly agreeing to the terms and conditions below. These terms and conditions were updated as on January 1, 2020, and CosmoGuru Pvt. Ltd reserves all rights to change, modify or alter these terms and conditions at any point of time with or without notifying existing users and subscribers. If you do not agree to any new terms and conditions you should not use www.CosmoGuru.com. Paid users will be refunded the unexpired portions of their subscriptions on a pro rata basis if they send us an email within 72 hours of changes made in the terms and conditions.

The references in these terms and conditions to "CG" (or "we", "us" or "our") refer to the company CosmoGuru Pvt. Ltd (CG) or any associate/subsidiary concern that may be operating the website www.CosmoGuru.com and its associate sites.

From time to time www.CosmoGuru.com may run competitions, prize schemes, promotions and surveys on all its websites. These may be subject to additional terms and conditions that will be specified at the time they are run.

1. Access to CG and related websites

All content - textual, still pictures, graphs, voice or video - made available on CG sites (including content available on our email newsletters and SMS services) (hereinafter referred to as the "content") belongs to CG or its content partners or licensors. CG or its partners/licensors own all intellectual property rights (including copyright and database rights) in the content. You may retrieve and view content on a computer screen, PDA or mobile telephone, print individual pages on paper (but not photocopy them) and store such pages in electronic form on disk or on your mobile telephone (but not on any server or other storage device connected to a network) for your personal, non-commercial use. You may also email articles to a maximum of five individuals using our 'email this' service.

You may not use the our sites for any unlawful purpose. Except as indicated above, you may not reproduce, publish, broadcast, transmit, modify, adapt, create derivative works of, store, archive or in any way commercially exploit any of the content. Without limitation, you may not do any of the following without prior written permission from CG (and neither may you allow a third party to do any of the same

* redistribute or resell any of the content, including our headlines

* create a database in electronic or structured manual form by systematically downloading and storing all or any of the content; or

* deep link to, frame, spider, harvest or scrape the content or otherwise access the content for similar purposes; or

* use any machine, electronic, web-based or similar device to read or extract the content by automated techniques.

2. Reprint and republication rights

Requests to republish or redistribute content should be addressed to CG's syndication service team at webmaster@indianastrologysoftware.com.

3. Links to CG websites

If you would like to link to any of the CG sites, please read and comply with the following guidelines and all applicable laws. A site or service that links to a CG site:

* may display a CG logo

* may not distort or alter the size or appearance of the logo;

* may link to the homepage of a CG site or any other site CG has given prior written permission;

* must not in any way imply that CG is endorsing it or its products or services;

* must not misrepresent its relationship with CG or present false information about CG;

* must not be a site or service that infringes any intellectual property or other right of any person or that otherwise does not comply with all relevant laws and regulations;

* must not be a site or service that contains content that could be construed as distasteful or offensive to public morality and ethics.

CG expressly reserves the right to require that any link in breach of these terms and conditions be removed and to take whatever other action it deems appropriate.

4. Privacy policy and registration

All information received by you from your use of the CG sites will be used by CG in accordance with our Privacy Policy.

On registration, you must provide CG with accurate, complete registration information and it is your responsibility to update and maintain changes to that information on the applicable CG site registration pages. This is particularly important if you subscribe to any paid services or newsletters of CG.

Each registration is for a single user only. On registration, you will choose a user name and password (ID). CG does not permit any other person sharing your user name and password or access through a single name and password being made available to multiple users on a network. CG may cancel or suspend your access to the CG sites if you do this without further obligation to you.

You are responsible for all use of the CG sites made by you or anyone else using your ID and for preventing unauthorised use of your ID. If you believe there has been any breach of security such as the disclosure, theft or unauthorised use of your ID or any payment information, you must notify CG immediately by e-mailing info@indianastrologysoftware.com. We recommend that you do not select an obvious user password (such as your name) and that you change it regularly.

If you provide CG with an email address that will result in any emails or SMS messages from CG being sent to you via a computer network or telephone operated or owned by a third party (e.g. your employer or your institution) then you warrant that you are entitled to receive those messages. You also agree that CG may refrain from sending messages to you without notifying you, even if you have subscribed to receive them, if we receive a request from a third party to stop sending emails or SMS messages to you.

5. Technical requirements and site security

The CG Sites are best viewed using most versions of popular web browsers. Any older browser versions may work but users could have a limited browsing experience. The CG site may not work well with Netscape versions. Payments to CG online are facilitated through third party payment gateways. Any payments made through www.CosmoGuru.com must meet the terms and conditions indicated by these payment gateways.


The site CosmoGuru.com of CG, contains facts, figures, opinions, views, statements, recommendations, references, of the editors of CosmoGuru.com, advertisers, third party information providers, organisations, and professionals. CG does not represent or endorse the accuracy, completeness, reliability of any advice, opinion, statement, or any other information displayed, uploaded, distributed, linked through the web site. The user acknowledges that any reliance upon any such opinion, advice, statement, or information shall be at the user's risk.

CG or any of the parties providing information to the system, makes no warranty or representation whatsoever regarding the web site or any content or products provided through or in connection with the web site. CG disclaims any and all warranties, expressed or impiled, including any warranty as to the availability, accuracy, completeness or content of information, products or services which are part of the web site CosmoGuru.com.

CG also disclaims any or all warranties or fitness for a particular purpose, or merchantability or against infringement. In no event will CG, its empolyees, agents, or contractors, be liable to you for any damages or losses, including without limitation indirect, consequential, special, incidental or punitive damages resulting from or caused by CG, its , even if contents advise of the possiblities of such damages.

You hereby acknowledge that any use of this website or related content or service is at your sole discretion. Also by proceeding to access the Web Site or related content or service, you will be assuming all the risks associated with the use of the web site, including risk of your computer, software or data baing damaged by any virus that might be transmitted or activated via this site or your access to it.

CG is not an accredited program or institution. Information on this Web Site or related content or service is provided for entertainment purposes only and is not experimentally proven. In no way should content on this Web Site or related content or service be considered as conforming with any standards or qualifications prescribed by any entity or organisation.

Astrology is an evolving body of knowledge, with experiences and original research being contributed by astrologers from around the world. Any data, interpretation, prediction or information in any form received through CG should not be treated as substitute for advice or treatment you would normally receive from medical professionals, financial advisors, legal consultants and other such licensed services.


Without limiting the above, CG is not liable for matters beyond its reasonable control. CG does not control telephones, third party communications networks (including your Internet Service Provider) or the Internet or the acts of third parties.

7. Third party sites and services

The CG sites may contain links to other Internet websites or online and mobile services provided by independent third parties ("Third party sites"), either directly or through frames. Third party sites may be co-branded with CG and so include CG's trade mark. CG is not responsible for the availability or content of Third party sites and will not be a party to, or in any way responsible for, any transaction concerning goods or services available from such Third party sites. If you purchase products or services from a Third party site your contract for such products or services will be with the third party and not with CG. Our privacy policy does not apply to Third party sites.

The CG sites contain advertising and sponsorship. Advertisers and sponsors are responsible for ensuring that material submitted for inclusion on the CG sites comply with international and national law. CG will not be responsible for any error or inaccuracy in advertising or sponsorship material.

8. Choice of Law and Jurisdiction

These terms and conditions shall be governed by, and construed in accordance with laws of the Government of India. Users of CG websites also explicitly agree that only courts in India shall have exclusive jurisdiction to settle any dispute which may arise out of, under, or in connection with these terms and conditions, and for those purposes irrevocably submit all disputes to the jurisdiction of Indian courts.

9. General

You may not assign, sub-license or otherwise transfer any of your rights under these terms and conditions. If any provision of these terms and conditions is found to be invalid by any Indian court having competent jurisdiction, the invalidity of that provision will not affect the validity of the remaining provisions of these terms and conditions, which shall remain in full force and effect.

Failure by either party to exercise any right or remedy under these terms and conditions does not constitute a waiver of that right or remedy. Headings in these terms and conditions are for convenience only and will have no legal meaning or effect.

10. Paid services

a) General Products and Services (not including subscriptions)

CG operates several paid services. By subscribing to receive any of these services, as well as the above terms and conditions, you are also agreeing to the following terms:

* You must provide us with complete and accurate payment information. You can pay by either credit or debit card through your bank's internet payment gateway. By submitting credit or debit card payment details to CG you warrant that you are entitled to purchase the subscription services using those payment details. In the case of unauthorised payments CG reserves the right to suspend or terminate your access to the online services. If we do not receive payment authorisation or any authorisation is subsequently cancelled, we may immediately terminate or suspend your access to any paid-for services.

* CG will try to process your purchase promptly but does not guarantee that the paid services will be available to you by any specified time. A contract with you for receipt of the paid services will come into effect when CG sends you an email message confirming your subscription details.

* CG will charge you in Indian rupees (INR), and any payment in other any other currency will be calculated at the relevant rates of exchange. You may also have to pay any applicable local taxes. CG will not entertain any dispute about the rate at which your currency is converted into Indian rupees since these transactions are determined through the agreements our payment gateway partners has with banks and credit card companies.


1. Online reports and softcopies of reports that are auto processed will be delivered as an attachment in pdf format to the email id provided by the purchaser within a maximum of 2 (two) working days.

2. Custom reports from astrology consultants will be delivered as an attachment in pdf or MS Word format to the email id provided by the purchaser within a maximum of 14 (fourteen) working days.

3. Hardcopies (printed copies) of reports will be mailed via courier to the address provided by the purchasers within a maximum of 7 (seven) working days if domestic or 15 (fifteen) working days if international.


1. I CG does not provide refunds for reports that have been generated. In case of errors on the part of CG, a corrected report will be sent to the purchaser on receipt of the compliant by the purchaser to the CG support team via telephone or email.

2. I In the rare instance of the purchaser not receiving the reports in the maximum time specified in the 'Delivery of Services' section above, a refund will be provided to the purchaser within 2 (two) working days on receipt of the compliant by the purchaser to the CG support team via telephone or email.

3. I the refunded amount will be the full cost (100% of the price) of the specific report that was not received by the purchaser. CG will not be liable for any additional costs.

b) CosmoGuru.com subscription services

* You agree to pay any subscription fees at the rates in effect when the charges are incurred.

* Certain areas of the CG sites are only accessible to users who pay to subscribe. There are two levels of subscription - free content for registered users, which mostly contains content up to 72 hours old; and paid subscription, which allows you complete access to relevant content, including all content in our archives, in the section of choice or the entire website, or through newsletters.

* Cancelling or changing your online subscription: When you subscribe we may give you a free trial. You may cancel your subscription at any time during any trial period by informing the webmaster though an email. (webmaster@indianastrologysoftware.com) and by clicking on the "UNSUBSCRIBE" link. CG will refund you the unexpired portion of the subscription on a pro rata basis. This means that CG will refund you or credit your account with any amounts you have paid us in advance that relate to any remaining period of your subscription. Any cancellation will be effective only once CG receives notice of it.

11. The official address of CG

CosmoGuru Pvt.Ltd.,

TF 90, Rudraksh Complex,

Jashodanagar Cross Road,

Ahmedabad - 382450

Gujarat, India.

Phone: +91 97272 44666

Customer support:

E-mail: cosmogurugl@gmail.com

12. Changes to Terms and Conditions

These terms and conditions are effective from January 1, 2020.